What is Buy Now, Pay Later/Afterpay?
Buy Now, Pay Later offers shoppers the flexibility to pay off purchases over time. Chairish has partnered with Afterpay to give you the flexibility to pay off your orders in four interest-free payments spread over six weeks.
What do you mean by ‘four-interest free payments spread over six weeks?
When you select Afterpay at checkout, you’ll only be required to pay 25% of your total cart value at the time of purchase. So if your total cart value, including taxes, shipping, and fees came out to be $100, you’d only be required to pay $25 at the time of purchase. You’d make the three additional $25 payments every two weeks until your purchase is fully paid off. Example payment schedule below using a $100 purchase:
- Total purchase, including shipping, taxes, and fees = $100
- At the time of purchase, you’d owe $25
- Then the rest of your payments would be spread out over the next six weeks:
- Week 2: $25 installment
- Week 4: $25 installment
- Week 6: $25 installment (And at this point, you’re fully paid off!)
No interest is applied with Afterpay’s installment plan, so you’d be paying no more to spread out your payments over six weeks.
How do I use Afterpay?
Shop for whatever you like on Chairish that’s under $4000. When you’ve added your product to cart and gone to checkout, select Afterpay as the Payment Method on checkout. Once you select Afterpay as the Payment Method, Accept the Terms and Conditions, and select “Buy with Afterpay”.
After selecting “Buy with Afterpay”, you will be taken to the Afterpay login where, if you already have an account with Afterpay, you can easily sign in and make your purchase. If you are a new Afterpay user, you can register and apply to use Afterpay. Please note you will need payment information ready. Once done and Afterpay has approved you for your Chairish purchase, submit the order and wait for your item to arrive!
What if my purchase is Made to Order item with a lead time?
If you are buying a Made to Order item with a lead time or your item has a ship time greater than 14 days, you will start paying down your purchase only once your item ships, giving you the security to start your payments only once your item has shipped. In this instance, your $100 purchase would have the following payment schedule:
- Total purchase, including shipping, taxes, and fees = $100
- At the time of purchase, you’d owe $0
- When your order ships, you would pay your first $25 installment
- The rest of your payments would be spread over the next six weeks:
- Week 2: $25 installment
- Week 4: $25 installment
- Week 6: $25 installment (and at this point, you’re fully paid off!)
What is the payment schedule?
If using Afterpay, your payment schedule would be the following:
- 25% down at the time of purchase/order confirmation
- Week 2 (two weeks later): 25% payment
- Week 4: 25% payment
- Week 6: 25% payment
What if I miss an installment?
Missing or skipping payment due to insufficient funds, or any other reason could cause you to incur late fees from Afterpay. Click here for full terms and conditions.
Are there any purchase limits when using Afterpay?
At the moment, Afterpay is only eligible on products and carts under $4000. Select Afterpay users shopping on Chairish through the Afterpay mobile app may be eligible for higher purchase limits.
Does Afterpay charge interest?
No, Afterpay does not charge interest on purchases.
Note: missing a payment may incur late fees. Click here for full terms and conditions.
When can I not use Afterpay on Chairish?
- Afterpay cannot be used for:
- Purchases over $4,000
- Carts with two items that have a lead time difference of greater than 6 weeks
When will my items be delivered if I use Afterpay?
Your items will be delivered in the same time period listed on the product description page and provided during checkout. If your item is Made to Order with a lead time, it will still ship after your item has been made. There is no change to delivery times with Afterpay.
What if I need to return an item that I used Afterpay to pay for?
All returns are subject to the standard Chairish return policy that can be found here. Should you need to return or cancel an item, promptly reach out to support@chairish.com.
Can I use Afterpay to Make an Offer?
Make an Offer does not currently support paying with Afterpay. To Make an Offer, you will have to enter a valid credit card number.
How can I find out more information on Afterpay?
For more information on Afterpay, click here.